How a Short-Term Works?

Your car breaks down, an unexpected bill arrives, or your child needs money for a field trip. There are dozens of reasons that you may find yourself in need of money now. For emergencies like these, a short-term loan is there. If this is your first time seeking a short-term loan, you probably have lots of questions. 

When you need a short-term loan for any reason, we are here to help. It’s our goal to help and make the process as easy as possible. If you complete the application and get approval before 3 p.m., we can deposit your much-needed funds into your bank account by the next business day. How’s that for fast? 

Steps for Securing a Short-Term Loan

Wondering how it works? It only takes a few easy steps. Here’s what you need to do to secure your short-term loan:

Step 1: Apply

Of course, the first step is to fill out our online application. Provide all requested information and be as accurate as possible. 

You may need to provide some information, such as:

  • Verification of income
  • Proof of age and American citizenship
  • Verification of a checking account that’s currently in good standing

Step 2: Watch Your Email

Once you’ve been approved, we’ll send an email to the account you provided confirming the approval.

Step 3: Receive Your Funds

After approval, it takes one day to receive the funds directly into your checking account. For example, if we approve your application on Thursday, you can expect the short-term loan to arrive in your checking account on Friday. 

Now that you’ve received your funds and taken care of the emergency situation. You need to know your next steps. After receiving your short-term loan, here are the steps to follow.

Step 1: Payment Request

You need to log in to your account on our website to create a payment request. 

Step 2: Automatic Withdrawal

On your due date, we automatically withdraw the repayment from your checking account. You only need to make sure the money is there. 

When you need a short-term loan fast, we’re here to help. Contact us with any questions.